Richstone Park offers whole-of-market mortgage advice and as a mortgage intermediary have access to mortgages which may not be available if you went directly to lenders.
Mortgages come in many varieties such as those for the employed and self-employed, buy-to-let mortgages, self-build mortgages, mortgages for holiday homes in the UK or abroad, mortgages for expats and commercial mortgages. Our experience in this industry enables us to look closely at your requirements and establish which available products suit you best. Whatever your situation, we’ll help you make the right choice.
Your home or other property may be repossessed if you do not keep up repayments on your mortgage.
Please note that commercial and some buy-to-let mortgages are not regulated by the Financial Conduct Authority.
Know Your Choices
Buying a new home can be very daunting and stressful, our qualified mortgage advisers can guide you through the confusion of options - fixed rate or tracker, flexible or offset - and support you every step of the way, from application to completion.
First-Time Buyers
Whether you're taking your first step onto the property ladder, or you're a parent helping your child to buy their first home, we can find the right mortgage for you. We will manage the application process from start to finish, relieving you of much of the stress.
Remortgaging
You might want to raise capital against your property, carry out home improvements or simply reduce your monthly outgoings by taking advantage of more competitive mortgage rates. If remortgaging is your priority, we will look after your application for you, from start to finish.
Practical, sound, assured and reasoned advice. All my choices were clearly explained and I knew the advice given was to ensure my best interests. I knew how important it was to get the best advice and guidance when sorting out my pension, and I knew it was in safe hands. I would not hesitate to recommend Darren to any of my friends and family.
J. Merryfield~Private Client
Richstone Park offer bespoke guidance on all elements of your mortgage. Being independent means that we have thousands of deals available.
Our advisor will help you to work out how much you can borrow, how to complete the mortgage application, and what protection assurance would be beneficial to you.
We will liaise with the mortgage provider and if necessary the solicitor and estate agent to ensure that everything moves forward as smoothly as possible.
For more information on services, and to arrange a no obligation initial meeting to discuss your position and requirements, please get in touch.