Richstone Park offers whole-of-market mortgage advice and as a mortgage intermediary have access to mortgages which may not be available if you went directly to lenders.
Mortgages come in many varieties such as those for the employed and self-employed, buy-to-let mortgages, self-build mortgages, mortgages for holiday homes in the UK or abroad, mortgages for expats and commercial mortgages. Our experience in this industry enables us to look closely at your requirements and establish which available products suit you best. Whatever your situation, we’ll help you make the right choice.
Your home or other property may be repossessed if you do not keep up repayments on your mortgage.
Please note that commercial and some buy-to-let mortgages are not regulated by the Financial Conduct Authority.
Know Your Choices
Buying a new home can be very daunting and stressful, our qualified mortgage advisers can guide you through the confusion of options - fixed rate or tracker, flexible or offset - and support you every step of the way, from application to completion.
First-Time Buyers
Whether you're taking your first step onto the property ladder, or you're a parent helping your child to buy their first home, we can find the right mortgage for you. We will manage the application process from start to finish, relieving you of much of the stress.
Remortgaging
You might want to raise capital against your property, carry out home improvements or simply reduce your monthly outgoings by taking advantage of more competitive mortgage rates. If remortgaging is your priority, we will look after your application for you, from start to finish.
I'd not seen my previous adviser for a couple of years, I needed better service! Darren took the time to review my pension needs, he explained what I already had and ways that it could be improved based upon my individual profile and needs. I've now completed the transfer to Richstone Park and even have my own login to check the performance of my investments!
S. Tempest~Private Client
Richstone Park offer bespoke guidance on all elements of your mortgage. Being independent means that we have thousands of deals available.
Our advisor will help you to work out how much you can borrow, how to complete the mortgage application, and what protection assurance would be beneficial to you.
We will liaise with the mortgage provider and if necessary the solicitor and estate agent to ensure that everything moves forward as smoothly as possible.
For more information on services, and to arrange a no obligation initial meeting to discuss your position and requirements, please get in touch.
